Children’s Savings Accounts (CSAs) are long-term asset-building accounts, established for children as early as kindergarten. Accounts are seeded with an initial deposit and built by contributions from family, friends and the children themselves. Savings are protected until the child graduates high school. Accounts are often matched by partner contributions and/or other incentives, and gain meaning as young account-holders and their families engage in age-appropriate financial education. After high school, the CSA savings are used to help pay for costs associated with higher education.